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Camden National Bank Rates

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Savings Accounts

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 Minimum Balance Minimum Opening Deposit Interest Rate1 Annual Percentage Yield (APY)^
High-Yield Savings Account*** $2,500–$249,999 $25.00 2.615% 2.65%
High-Yield Savings Account*** $250,000+ $25.00 3.053% 3.10%
Business High-Yield Savings Account**** $0.00 to $99,999.99 $100.00 1.98% 2.00%
Business High-Yield Savings Account**** $100,000.00 to $249,999.99 $100.00 2.469% 2.50%
Business High-Yield Savings Account**** $250,000+ $100.00 2.956% 3.00%
Health Savings Account (HSA) $100.000.00 and higher $25.00 0.05% 0.05%
Health Savings Account (HSA) $25,000.00 - $99,999.99 $25.00 0.03% 0.03%
Health Savings Account (HSA) $5,000.00 - $24,999.99
 $25.00 0.03% 0.03%
Health Savings Account (HSA) $0.00 - $4,999.99 $25.00 0.03% 0.03%
Promise Savings Account $100,000.00 and higher $25.00 0.05 % 0.05 %
Promise Savings Account $25,000.00 - $99,999.99 $25.00
 0.03 % 0.03 %
Promise Savings Account $5,000.00 - $24,999.99
 $25.00
 0.03 % 0.03 %
Promise Savings Account $0.01 - 4,999.99
 $25.00
 0.02 % 0.02 %
Business Savings Account $100,000.00 and higher $25.00 0.05 % 0.05 %
Business Savings Account $25,000.00 - $99,999.99 $25.00
 0.03 % 0.03 %
Business Savings Account $5,000.00 - $24,999.99
 $25.00
 0.03 % 0.03 %
Business Savings Account $0.01 - 4,999.99
 $25.00
 0.02 % 0.02 %

^APY = Annual Percentage Yield. Interest and APY is subject to change at any time.

1You must maintain the minimum balance of each tier in the account each day in order to receive the APY disclosed for that tier.

Money Market

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 Minimum Balance Minimum Opening Deposit Interest Rate1 Annual Percentage Yield (APY)^
Camden National Bank Money Market $1,000,000+ $100.00 0.20% 0.20%
Camden National Bank Money Market $500,000 - $999,999.99 $100.00 0.15%
 0.15%
Camden National Bank Money Market $250,000 - $499,999.99 $100.00 0.10% 0.10%
Camden National Bank Money Market $100,000.00 - $249,999.99 $100.00 0.05% 0.05%
Camden National Bank Money Market $25,000 - $99,999.99 $100.00 0.05% 0.05%
Camden National Bank Money Market < $25,000 $100.00 0.01  % 0.01  %


^APY = Annual Percentage Yield. Interest and APY is subject to change at any time.


1You must maintain the minimum balance of each tier in the account each day in order to receive the APY disclosed for that tier.

Certificates of Deposit (CDs) / IRAs

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 Minimum Opening Deposit Interest Rate1 Annual Percentage Yield (APY)^
90-Day CD $500 0.05  % 0.05 %
6-Month CD* $1,000 3.295 %
 3.35 %
12-Month CD** $1,000 2.956 % 3.00 %
18-Month CD/IRA $500 0.20 % 0.20 %
2-Year CD/IRA $500 0.25 % 0.25 %
3-Year CD/IRA $500 0.25   % 0.25   %
4-Year CD/IRA $500 0.25   % 0.25   %
5-Year CD/IRA $500 0.25   % 0.25   %


^APY = Annual Percentage Yield. Interest and APY is subject to change at any time.


1You must maintain the minimum balance of each tier in the account each day in order to receive the APY disclosed for that tier.

Checking Accounts

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 Minimum Balance Minimum Opening Deposit Interest Rate1 Annual Percentage Yield (APY)^
Premier Account $100,000 and higher $25.00 0.03% 0.03%
Premier Account $25,000 - $99,999.99 $25.00 0.03% 0.03%
Premier Account $2,500 - $24,999.99 $25.00
0.03% 0.03%
Premier Account $0.00 - $2,499.99 $25.00 0.00% 0.00%
Non-Profit Checking
$50,000 - and higher $25.00 0.05% 0.05%
Non-Profit Checking
$20,000 - $49,999.99 $25.00 0.05% 0.05%
Non-Profit Checking 
$5,000 - $19,999.99 $25.00 0.05% 0.05%
Non-Profit Checking 
 $2,500 - $4,999.99 $25.00 0.05% 0.05%
Non-Profit Checking
$0 - $2,499.99 $25.00 0.00% 0.00%

^APY = Annual Percentage Yield. Interest and APY is subject to change at any time.

1You must maintain the minimum balance of each tier in the account each day in order to receive the APY disclosed for that tier.


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*ANNUAL PERCENTAGE YIELD (APY): 3.35%. The annual percentage yield is effective as of 5/21/2026 and is subject to change at any time without notice. The APY shown is for a 6-month Certificate of Deposit (CD) with a minimum balance of $1,000.00. The APY assumes interest remains on deposit until maturity. A withdrawal of interest will reduce earnings. If you withdraw before the stated maturity, an early withdrawal penalty will apply. Fees may reduce earnings. This account is for individuals only. Account owner(s) must open a personal checking account or have an existing personal checking account at the time the 6-month CD Special account is opened. Please refer to the Certificate of Deposit Account Agreement for more information and eligibility details. This offer is available for new accounts opened on or after 3/4/2026. Rate offer is valid for new money only. Transfers from existing Camden National Bank accounts are not eligible.


**ANNUAL PERCENTAGE YIELD (APY): 3.00%. The annual percentage yield is effective as of 5/21/2026 and is subject to change at any time without notice. The APY shown is for a 12-month Certificate of Deposit (CD) with a minimum balance of $1,000.00. The APY assumes interest remains on deposit until maturity. A withdrawal of interest will reduce earnings. If you withdraw before the stated maturity, an early withdrawal penalty will apply. Fees may reduce earnings. This account is for individuals only. Account owner(s) must open a personal checking account or have an existing personal checking account at the time the 12-month CD Special account is opened. Please refer to the Certificate of Deposit Account Agreement for more information and eligibility details. This offer is available for new accounts opened on or after 3/4/2026. Rate offer is valid for new money only. Transfers from existing Camden National Bank accounts are not eligible.


***ANNUAL PERCENTAGE YIELD (APY) is effective as of 5/21/2026. High-Yield Savings Account requires $25 deposit to open. Minimum balances of $0.01 - $2,499 earn 0.01% APY; $2,500 - $249,999.99 earn 2.65% APY; and $250,000 and over earn 3.10% APY. Rates may change at any time after account opening. Fees could reduce earnings. Customer must be an Individual who has an existing personal Camden National Checking Account or opens one at the time this account is opened. This offer is available for new accounts opened on or after 9/18/2025. This account requires new money that is not deposited at Camden National Bank. Transfers from existing Camden National Bank accounts are not eligible.


****Annual Percentage Yield (APY) accurate as of 5/21/2026. Rates may change. The interest rate tier is determined by the actual daily account balance. APYs are as follows: 2.00% for balances below $100,000.00; 2.50% for balances equal to or greater than $100,000.00 but less than $250,000.00; and 3.00% for balances of $250,000.00 or greater. Monthly service fee of $3.00 is waived when you maintain a $500.00 minimum daily balance during the monthly statement cycle. If the daily balance falls below $500.00 on any day of the statement cycle, the fee will apply. Public fund accounts are not eligible. Additional restrictions may apply. Minimum opening balance of $100.00 must be new money (cannot be transferred from an existing Camden National Bank account). A Camden National Bank business checking account is required to open and maintain a Business High Yield Savings account.


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