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Home Equity Line of Credit

Why a home equity line of credit?

Big purchases

Help plan for those large purchases ahead, whether you’re planning for a wedding or a once in a lifetime vacation. 

Home improvements

Build that dream kitchen, update your master bathroom or make necessary repairs.

College education

Plan ahead for your child’s education, when student loans aren’t enough or an option.

Ready to get started?

Apply online in minutes with our easy and secure application, MortgageTouch®

Apply now

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Financial Smarts

Visit Financial Smarts tools, tips, and calculators to help you manage your money, save for your future, finance your needs and track your spending.

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What's the difference between a home equity versus a line of credit?

A home equity loan has a fixed-rate. A line of credit has a variable interest rate that adjusts with the Prime Rate.

How do payments differ between a home equity and a line of credit?

With a home equity loan, you make fixed payments of principal and interest. With a home equity line of credit, you are only required to make interest payments during the draw period.

How will I access my new credit?

After closing on a home equity loan, you get the entire loan amount in one lump sum. A line of credit is available for a long-term draw period, which you can access with home equity line of credit checks or through online banking.

*Consumer loans are available to qualified applicants who meet our current loan underwriting guidelines.